Argos and Wells Fargo At Work continue to bring financial education resources to our team in 2021.  Our latest topic is regarding Home Ownership.  Please access the links, watch a short webinar and videos about utilizing available resources to support your financial goals in 2021.  We will continue to highlight financial wellness topics throughout the year so look for further announcements!

1. Becoming a homeowner webinar:

2. Home ownership based videos:

a. What’s the difference between a mortgage prequalification and preapproval? 

b. How much can you borrow? 

c. How is escrow calculated? 

3. Wells Fargo Mortgage Calculator – Use this mortgage rate calculator to get customized rates and monthly mortgage payments to buy a home or refinance a mortgage. 

https://www.wellsfargo.com/mortgage/calculators/

4. Here are some informative quick read articles and websites about home ownership.   

Check out the current mortgage purchase and refinance rates

My FirstHome journey

Increase your purchasing power

Removing mortgage insurance

5. Wells Fargo Mortgage website in Spanish!!:https://www.wellsfargo.com/es/mortgage/?linkLoc=fn

6. Dream. Plan. Home. Mortgage – With a down payment as low as 3% for eligible buyers, the Dream. Plan. Home.SM mortgage may also be layered with other grants and credits that assist with down payment and closing costs:  

 https://www.wellsfargo.com/mortgage/jump/dream-plan-home-mortgage-loan/   

 Currently, the program is offered in:  

• District of Columbia – Counties: District of Columbia
• Maryland – Counties: Calvert, Charles, Prince George’s
• Pennsylvania – Counties: Delaware, Philadelphia
• Texas – Counties: Austin, Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, Waller
• Virginia – Counties: Arlington, Clarke, Culpepper, Fairfax, Fauquier, Loudoun, Madison, Prince William, Rappahannock, Spotsylvania, Stafford, Warren & Cities: Alexandria, Fairfax, Falls Church, 

Fredericksburg, Manassas, Manassas Park

• West Virginia – Counties: Jefferson